Well, you've got to understand my wife's mindset about money. It's something I have the hardest time understanding, as she grew up fairly well-off, and I grew up very money-poor.
She hoards money for the sake of money. She earns money to have money, not to then spend on things. Except for travel and for quality food ingredients, she lives like the crazy cat lady with a million dollars hidden under the mattress.
I can never grasp this, as I'm the exact opposite. I love spending money. I work a job I hate because it pays fairly well (especially since we don't have kids), so I can get money to buy things to make life enjoyable.
She doesn't enjoy spending money, she enjoys
having money. Any time she has to spend more than $100 on something, she agonizes over it for a month, sucks it up and does it, then immediately starts moaning that she shouldn't have spent that money.
The thing is, she routinely gets in these funks where she pays bills, doesn't like what she sees, then declares a moratorium on all spending, and she'll convince me where about to be living on the streets and eating out of trash cans, until I look at the accounts and point out this bit of money and that bit of money and that other bit of money, and when confronted she says, "Yeah, but I don't want to spend that!"
So bill-paying time is always tense.